New York Quarterly Estimated Tax Payments for Freelancers
Everything self-employed workers in New York need to know about estimated quarterly tax payments in 2026.
New York Tax at a Glance
New York State has a graduated income tax with rates ranging from 4% to 10.9%. If you live in New York City, you also pay city income tax of 3.078% to 3.876%, which makes NYC one of the highest-taxed locations for freelancers in the country. New York follows federal estimated tax deadlines. Make state estimated payments through the New York State Department of Taxation and Finance website (tax.ny.gov) using Form IT-2105. NYC residents also file city estimated tax payments.
Calculating Your New York Quarterly Payments
Your total quarterly estimated payment includes federal income tax, self-employment tax (15.3% on 92.35% of net SE income), and New York state income tax. Use the TaxCadence calculator with New York selected to get your exact quarterly amounts broken down by federal and state.
2026 Due Dates
Estimated tax payments for New York follow the federal schedule: Q1 on April 15, Q2 on June 16, Q3 on September 15, and Q4 on January 15 of the following year. Mark these dates to avoid underpayment penalties.
Source: NY Dept. of Taxation and Finance
Tax rates shown are as of January 2026. Rates and brackets may change due to new legislation. Verify current rates with your state's tax authority. TaxCadence provides estimates for planning purposes only and is not a substitute for professional tax advice.